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At Y-12 Credit Union, we believe it’s never too early to start learning about money. That’s why we’ve partnered with My First Nest Egg to help our youngest members learn how to manage their money.

Download the My First Nest Egg App now and start your child’s journey to healthy financial habits.

Download the App for free courtesy of Y-12 Credit Union and join our community of parents whose children are learning to achieve, save, and be generous.

Invite Code For Free Access:

Y12CU

If you have any questions or would like assistance setting up the app, we’re here to help.

kids looking at iPad with mother, smiling looking at My First Nest Egg App

One account for the entire family.

Are you an educator who would like to use the My First Nest Egg program in your classroom? Click here.

Y-12 Credit Union is here to support you! Get started here and use this special code: Y12SCHOOL for free access.

Does your little one love to act? Say hilarious things? Submit a short video of them telling a joke or explaining a financial term and we’ll feature them here! To submit a video use our contact form.

Account

An account is where you deposit money to save or use at a later time.

Finance

Finance is a fancy way to describe dealing with your money.

Inflation

Inflation is the increase in the prices of goods and services over time.

40+ Top Educational Gifts for Kids 

Trying to strike a balance between gifting items that enhance a child’s mind and ensuring the excitement of opening presents… we have come up with a list of 40+ ideas! Read more

The 11 Best Books to Teach Young Children About Money

Helpful review of the top 11 books to teach kids about money, reviewed by both a parent and a child. Read more

Useful Calculators

Kids can start learning to budget early! It is a skill that will serve them well all throughout life.

Read this helpful article on how to teach your kids how to budget and then let them play with these fun calculators which will show them how to budget their allowance, and how fast compound interest adds up!

The Good Egg Allowance Budgeting Calculator

The Savings Egg Compound Interest Calculator

Contact us with any questions or feedback

Frequently Asked Questions About My First Nest Egg

Who created this App?

The App was created by Nicolle and Annie, a couple of moms from Arizona who were frustrated by the lack of early childhood financial literacy solutions. We complained for a hot second and then did what moms do – started working on a solution. We worked with a developer on a no code platform called Bubble to iterate and make the App something that our mom friends love. That’s it. You can read more on the About Us page.

Why do you use puzzles to track earning?

We use puzzles to track earning for a few excellent reasons – all based in behavioral psychology. First, puzzles are fun! Kids need things to be fun if they’re going to keep engaging. Second, puzzles are the perfect way to teach kids the lifelong important skill of delayed gratification. Kids get instant gratification from earning a puzzle piece, and learn to delay their gratification of the overall “prize” until the end. Third, puzzles provide visual stimulus to keep kids motivated. There is nothing more frustrating than staring at an unfinished puzzle.

How much parental engagement does the App require?

Very little! The average interaction with the App is less than a minute. The real work is done outside the App. Kids achieve and engage in Acts of Kindness outside the App and then track those accomplishments in the App. Savings can be automatic (life skill!) and the Daily Fun Fact is just that – one fun fact a day to build financial knowledge.