Click Here to read about our latest Youth Incentive!
Show us each time you complete 30 daily quiz questions on the My First Nest Egg App and we’ll deposit $5 in your Heritage South Youth account!
Membership and active youth account with Heritage South Credit Union required. Don’t have a Youth Account?
Learn how to open one today!
Reward subject to change at any time.
Does your little one love to act? Say hilarious things? Submit a short video of them telling a joke or explaining a financial term and we’ll feature them here! To submit a video use our contact form.
An account is where you deposit money to save or use at a later time.
Finance is a fancy way to describe dealing with your money.
Inflation is the increase in the prices of goods and services over time.
Kids can start learning to budget early! It is a skill that will serve them well all throughout life.
Read this helpful article on how to teach your kids how to budget and then let them play with these fun calculators which will show them how to budget their allowance, and how fast compound interest adds up!
The Good Egg Allowance Budgeting Calculator
The Savings Egg Compound Interest Calculator
Contact us with any questions or feedback
Frequently Asked Questions About My First Nest Egg
Who created this App?
The App was created by Nicolle and Annie, a couple of moms from Arizona who were frustrated by the lack of early childhood financial literacy solutions. We complained for a hot second and then did what moms do – started working on a solution. We worked with a developer on a no code platform called Bubble to iterate and make the App something that our mom friends love. That’s it. You can read more on the About Us page.
Why do you use puzzles to track earning?
We use puzzles to track earning for a few excellent reasons – all based in behavioral psychology. First, puzzles are fun! Kids need things to be fun if they’re going to keep engaging. Second, puzzles are the perfect way to teach kids the lifelong important skill of delayed gratification. Kids get instant gratification from earning a puzzle piece, and learn to delay their gratification of the overall “prize” until the end. Third, puzzles provide visual stimulus to keep kids motivated. There is nothing more frustrating than staring at an unfinished puzzle.
How much parental engagement does the App require?
Very little! The average interaction with the App is less than a minute. The real work is done outside the App. Kids achieve and engage in Acts of Kindness outside the App and then track those accomplishments in the App. Savings can be automatic (life skill!) and the Daily Fun Fact is just that – one fun fact a day to build financial knowledge.