Licensing Agreement

TERMS OF USE

(2025 Youth Financial Literacy/Credit Union Youth Month)

By purchasing and receiving the Content Package, you (“Licensee”) agree to the following terms of use by My
First Nest Egg (“Licensor”):
1) Grant of License: The Licensor grants the Licensee a revocable, non-exclusive, non-transferable license to use
the Credit Union Youth Month/Youth Financial Literacy Month materials provided (the “Content Package”),
solely for educational, promotional, and informational purposes directed to the Licensee’s members or
customers (“Authorized Users”). The Licensee acknowledges that the Content Package is proprietary and
copyrighted material of the Licensor, and this Agreement does not grant any ownership rights to the Licensee.
2) Content Package Deliverables: The Content Package provided by the Licensor includes:
a) One (1) Seasonal Printable Activity for Kids: A fun, branded printable activity for April to encourage
financial learning for children.
b) One (1) Guide: A fun, printable for adults to help guide children through the adventure.
c) One (1) Newsletter Insert: A branded insert tailored for the Licensee’s Authorized Users, focusing on
relevant financial literacy themes.
d) Two (2) Social Media Posts: Branded social media content designed to engage families on financial
literacy topics.
Editable Links: All Content Package materials will be provided through editable Canva links. The Licensee may
make changes to customize unlocked portions of the Content; however, any changes made do not transfer ownership
rights nor affect the Licensor’s original copyright and license terms.
Delivery Timeline: Licensor will deliver all Content Package materials within seven (7) business days of receipt of
payment and the Branding Requirements.
3) Branding Requirements: To customize the Content, the Licensee shall provide the following:
a) The Licensee’s logo in multiple formats (.png, .jpeg) and colors, if available.
b) The Licensee’s top three (3) PMS (Pantone Matching System) colors.
Failure to provide these assets in a timely manner may impact the delivery schedule of branded Content.
4) Term and Termination:
a) The term of this License is one (1) year from the Effective Date, unless terminated earlier as provided
herein.
b) Upon expiration or termination of this Agreement, the License granted hereunder shall automatically cease,
and the Licensee shall no longer have any rights to use, replicate, or distribute the Content Package or any
aspect thereof. Any use of the Content beyond the term is prohibited unless otherwise agreed in writing by
the Licensor.
5) Payment Terms: There are two Content Packages that Licensee may select (1) Stellar Savings or (2) My First
Money Talk Adventure. Each Content Package is available for $300 or both maybe purchased for $500.
6) Restrictions on Use:
a) The Licensee agrees to use the Content solely for educational, promotional, and informational purposes for
the Licensee’s Authorized Users. Licensee may not distribute the Content Package or any aspect
thereof to schools unless it has opted to sponsor a school under a separate agreement with Licensor.

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b) The Licensee shall not sublicense, sell, or otherwise distribute the Content beyond the Authorized Users,
nor create derivative works based on the original Content, except for permitted uses as specified herein.
7) Intellectual Property: The Licensee acknowledges and agrees that all intellectual property rights, including
copyrights, trademarks, trade secrets, and any other proprietary rights related to the Content, are and shall
remain the sole and exclusive property of the Licensor. Notwithstanding anything to the contrary, the Licensee
shall not remove or alter any copyright notices, trademarks, or other proprietary markings on the Content. The
title of the newsletter segment may be edited by Licensee.
8) Governing Law and Jurisdiction: This Agreement shall be governed by and construed in accordance with the
laws of Arizona. Any disputes arising out of or in connection with this Agreement shall be submitted to the
exclusive jurisdiction of the courts of Maricopa County, Arizona.
9) Miscellaneous: This Agreement constitutes the entire agreement between the Parties concerning its subject
matter and supersedes all prior agreements and understandings, whether written or oral. Any amendments to
this Agreement must be in writing and signed by both Parties. If any provision of this Agreement is found to be
invalid or unenforceable, the remaining provisions shall continue in full force and effect. No waiver of any
provision or condition in this Agreement shall be valid unless in writing and signed by the Party granting the
waiver.
By accessing or using the Content Package, Licensee acknowledges and agrees to the terms and
conditions of this Agreement.