Last Updated: February 2, 2026
TERMS OF USE
(Youth Financial Literacy / Credit Union Youth Month Packages)
By purchasing and receiving the Youth Month content package (the “Content Package”), you (“Licensee”) agree to the following terms of use with My First Nest Egg (“Licensor”):
1. Grant of License
Licensor grants Licensee a revocable, non-exclusive, non-transferable, limited license to use the Content Package solely for educational, promotional, and informational purposes directed to Licensee’s members or customers (“Authorized Users”).
Licensee acknowledges that the Content Package is proprietary and copyrighted material owned exclusively by Licensor. This Agreement does not grant Licensee any ownership interest in the Content.
2. Content Package Scope
The Content Package consists of youth financial literacy materials and related supporting content designed for Credit Union Youth Month or similar member-facing initiatives. Specific deliverables may vary by package and are determined by Licensor at its discretion or as otherwise agreed in writing.
All materials are provided digitally and may include editable components. Any permitted customization does not transfer ownership rights or alter Licensor’s intellectual property protections.
3. Branding & Customization
To enable customization, Licensee may be required to provide branding assets, including but not limited to:
- Licensee’s logo files
- Brand colors
Failure to provide required assets in a timely manner may delay delivery. Licensor retains final approval over all branded content.
4. Restrictions on School Use (IMPORTANT)
The Content Package may NOT be distributed, shared, implemented, or used within schools (including classrooms, school events, or school-sponsored activities) without Licensor’s prior written consent and a separate agreement.
Use of the Content Package in any school setting without authorization constitutes a material breach of this Agreement.
Sponsorship of schools or classroom use requires a separate license or sponsorship agreement with Licensor.
5. Term and Termination
a) The license term is one (1) year from the Effective Date unless terminated earlier.
b) Upon expiration or termination, all rights granted under this Agreement immediately cease. Licensee must discontinue use, distribution, and reproduction of the Content Package.
c) Continued use beyond the license term is prohibited unless expressly approved in writing by Licensor.
6. Payment Terms
Pricing and package selection are as agreed at the time of purchase. Fees are non-refundable unless otherwise stated in writing by Licensor.
7. Additional Use Restrictions
Licensee may not:
- Sublicense, sell, or redistribute the Content to third parties
- Create derivative works outside permitted customization
- Remove or alter copyright notices, trademarks, or proprietary markings
The title of any newsletter or member-facing segment may be edited by Licensee.
8. Intellectual Property
All intellectual property rights—including copyrights, trademarks, trade secrets, and related rights—remain the sole and exclusive property of Licensor. No rights are granted except as expressly stated in this Agreement.
9. Governing Law and Jurisdiction
This Agreement is governed by the laws of the State of Arizona, with exclusive jurisdiction in Maricopa County, Arizona.
10. Miscellaneous
This Agreement constitutes the entire agreement between the Parties regarding the Content Package and supersedes all prior agreements. Amendments must be in writing and signed by both Parties. If any provision is held unenforceable, the remaining provisions shall remain in full force and effect.
By accessing or using the Content Package, Licensee acknowledges and agrees to be bound by these terms.
